Weekly Education News Wrap-Up: Jan. 9th

January 9th, 2012 by admin

The career of the future doesn’t include a 20-year plan. It’s more like four.
Fast Company
The magazine profiles a handful of millennials and analyzes how career plans have changed since the ‘50s, ‘60s and’70s. With the average tenure at a job at only 4.4 years, the “company man” is long gone, replaced by flexible U.S. workers who jump jobs and fields and keep tacking on new skills.

Should I cash out my 401(k) to pay off my student loans?
CNN Money
Walecia Konrad fields an anonymous question from someone who is looking at student loan repayments of $628 a month and is wondering about cashing in their retirement funds from a previous job to wipe out the debt all at once. Konrad covers the dangers behind this plan and offers alternative solutions.

10 schools with least 2010 graduate debt
U.S. News & World Report
Taking the 1,009 institutions who submitted undergraduate student debt data, U.S. News made a list of the 10 schools who averaged the lowest debt upon graduation. Alice Lloyd College, which covers tuition for all full-time students who hail from the central Appalachian counties, tops the list, followed by Princeton University and College of the Ozarks, both of which also offer unique financial aid initiatives.

Columbia offers ‘Occupy 101’
New York Post
Dr. Hannah Appel, an activist in Occupy Wall Street and professor at Columbia University, will be teaching a new type of anthropology class this semester. Called “Occupy the Field: Global Finance, Inequality, social Movement,” students will get full course credit for fieldwork in the OWS movement. Appel claims that, despite her connection to OWS, she will be able to be an objective teacher.

John Backus: Ending the college crush
Washington Post
Venture capitalist and chairman of Northern Virginia Technology Council John Backus presents his bold ideas on how to break down the growing student loan crisis. He challenges people to consider requiring students to take more STEM classes, making colleges share in student loan defaults and more.

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Weekly Education News Wrap-Up: Dec. 5

December 5th, 2011 by ErinS

Official Calls for Urgency on College Costs
The New York Times
U.S. Secretary of Education Arne Duncan spoke at a Las Vegas conference of college financial aid workers, calling for higher education officials to think creatively and “with much greater urgency” about how to correct the issues of rising costs and student debt.

Meet 5 Big Lenders Profiting from the $1 Trillion Student Debt Bubble
With students and recent graduates across the nation drowning under an average of $25,000 in student loan debt, who are the big private lenders who are raking in the profits? AlterNet takes a look at the top five and how they’re using their cash flow to impact the political future of student loan reform.

Wells Fargo Slashes Student Loan Rates
Bloomberg Businessweek
Wells Fargo & Co. announced that it’s lowering interest rates on student loans, dropping its fixed interest rates on their basic undergraduate loans from 7.75% to 7.24%. However, this lower rate will not be available for everyone, and interest rates will still be calculated based on borrowers’ credit scores.

The Federal Role in Pricing
Inside Higher Ed
Arthur Hauptman discusses the role of the federal government when it comes to controlling college prices and spending and how the symbolic calls by President Obama’s administration for institutions to reduce tuition and costs aren’t likely to affect much change over the long term.

On Campuses, the Income Gap Widens at the Top
The Chronicle of Higher Education
As a follow-up to their look at the compensation of presidents at public colleges and universities, The Chronicle of Higher Education has now released their assessment of private college and university presidents and how they’re compensated in comparison to their total budgets and their full-time professors. And they found that Wall Street is the only place with economic disparities at the top.

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Weekly Education News Wrap-Up: Nov. 14

November 14th, 2011 by rebeccac

news-headlines-ts71086696We’re introducing a new series on US College Search. Beginning today and continuing every Monday, we will post our top 5 education-related news and headlines from the past week, filtering out the junk so you can access the most informative and most helpful stories that affect you. Enjoy and happy Monday!

Strayer Buys Management School Started by Former GE Executive Jack Welch
Washington Post
Strayer Education, parent company of Strayer University, is buying out the Jack Welch Management Institute from current host Chancellor University for the reported price of about $7 million. The institute was founded in 2009 to offer online executive MBA and certificate programs and includes weekly lectures by Welch himself. The deal is expected to close by the end of this year, and Strayer plans to start offering the programs in their winter term.

Candidates Seek to Limit Federal Role in Education
The Associated Press
Republican presidential candidates continue to speak out on their positions about the role of federal government in education, and while the extent of their comments differs, they do all seem to agree that the federal powers should butt out and leave education to the states. The claims range from Herman Cain declaring that they should get out of the business of offering student loans to Ron Paul and Rick Perry wanting to abolish the Department of Education altogether.

New Student Loan Plan: Who Qualifies and How to Enroll
Some relief was felt by many in-debt graduates after President Obama announced his plan to alleviate student loan debts, but there was also confusion as to who qualifies for what. Many graduates – especially the middle-class – may not qualify for these loan relief plans. FOXBusiness breaks down who’s eligible, how to apply and things that all students need to know.

What Hedge Funds Can Teach College Students
Wall Street Journal
Hedge fund manager Daniel Ades, whose investments give him a unique perspective on the student loan situation, offers some advice for those looking at college. These days, he calls law school a “sucker’s bet” and claims technical colleges, with their low cost relative to wage outcomes, might be the best bet. “We’re in a skills-based economy and what we need is more computer programmers, more [nurses],” he said. “It’s less glamorous but it’s what we need.”

A Sensible Solution to Student Loan Debt
LA Times
Op-ed writer Richard Lee Colvin praises President Obama’s student loan reforms but claims that they don’t go far enough. Colvin votes for simplifying the loan repayment process and making them directly income-contingent, even linking them to borrowers’ Social Security numbers and having payments be withdrawn automatically from paychecks like taxes.

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Know Before You Owe: How one government website is trying to clear up student loan confusion

October 28th, 2011 by rebeccac


We’ve discussed the student loan forgiveness petition, and the debate rages on, especially since Wednesday, when President Barrack Obama announced a new “Know Before You Owe” plan to provide student loan relief. Through an executive order, Obama introduced an initiative that his administration claims will affect millions of borrowers and changes current federal policy in the following ways:

  • Students with more than one federal student loan – or federally backed private loan – will be allowed to consolidate their debt.
  • The current payment ceiling of 15% of borrowers’ discretionary income will be lowered to 10%.
  • All remaining loan debt will be forgiven after 20 years instead of after the current 25 years.

Supporters are saying it could save debt-ridden graduates hundreds of dollars a month. Detractors claim it’s only going to help a tiny bit and is mainly just a campaign ploy to win the vital youth vote. As per the usual, it will probably end up somewhere in between – partially successful, partially a failure – but what we’re interested in are the new additions to the Consumer Financial Protection Bureau’s Know Before You Owe website.

Started several months ago with the idea of making mortgage forms easier to understand and compare, on Wednesday they officially announced a new project in conjunction with the Department of Education: Know Before You Owe for student loans.

Like the mortgage project, this one is also aiming to make things easier to understand and allow students to better compare offers from different schools. Right now, things are still in development – or, as they term it, a “thought-starter” – but they have a couple of elements on the site.

One is a sample form that they want to refine and push out to schools through the Department of Education that would more clearly break down all of the financial information a student needs. They also have a Student Debt Repayment Assistant that can give some guidance to students about their options.

Right now, it’s just a start – but it’s a good start. Many of the indebted graduates at the Occupy rallies claim that the student loan process is so confusing that many of them weren’t entirely sure the trouble they were getting into, and a simple solution to that is the continued development of the Know Before You Owe program.

So get the word out. And even more important? Make your feedback heard on Consumer Financial Protection Bureau website. They want to know what we, the people, think is important when it comes to student loans. Maybe we can help future generations of college graduates end up in better financial situations than the current ones.

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Student loans: debts and depressions

October 14th, 2011 by rebeccac

Occupy Wall Street

Courtesy _PaulS_ via Flickr

There is a lot to say about the student loan situation in the United States – so much, in fact, that sitting down to write a post about it became a labyrinthine quagmire of articles, opinions, points, counterpoints and soapboxes, the number of which are only growing due to a few recent developments.

The first part is the Occupy Wall Street movement, which is made up of many recent college graduates who left the classroom only to be stonewalled by a stagnant economy, record unemployment rates and a tough job market.

That protest can also be loosely linked to an online petition calling for a nationwide forgiveness of student loan debt in order to stimulate the economy – a petition that has already acquired the almost 450,000 signatures that it set as its goal.

And all of this political and financial unrest is bringing up some very good questions about student debts, the cost of higher education and – most importantly – what we’re going to do about both.

The down-and-dirty truth about tuition and debt
The petitioners make a valid point – student loan debt has surpassed credit card debt as the biggest financial burden individuals face (which, hey, at least we’re going into debt for the classroom instead of couture fashions), and the nationwide college debt total is poised to surpass $1 trillion in the coming months. But their guarantee that, if freed up from all these loan payments, former students will pump that money right into consumer goods and struggling economic sectors isn’t really supported by financial history. (See: Failed 2008 and 2009 stimulus packages.)

On top of that, it doesn’t really fix the overall problem. It gives a generation or two some relief from a month-to-month bill, but what about after that? What about the students currently in college or thinking about college? Where is their federal bailout?

I pay my student loans every month, and I’m not saying I wouldn’t love to have them waived and gain a few hundred extra dollars to save or spend. Still, this petition is calling for a one-time solution instead of addressing the fact that the U.S. higher education system is not adapting fast enough.

Instead, a lot of colleges and universities – public and private – are raising tuition at rates that are more than twice as fast as the rate of inflation (CNBC MoneyContol.com). Instead of streamlining, instead of education becoming modern and available to people of all income levels (which is where you would expect the country to be heading by now), the higher education system is getting bulky and fat, more preoccupied with building shiny campus amenities than getting their budgets straight and focusing on their core purpose: providing education. Salaries for college presidents are soaring, but fewer students from the bottom quarter of the income bracket are getting degrees now than they did in 1970.

Sweeping student loan forgiveness would help some people for the moment, but it’s just treating the symptoms without looking for the disease. Unless the U.S. higher education system can get back on track, the debt problems we’re facing today will be even worse for future generations.

The future of the U.S. college degree
This is where I think colleges and universities that cater to that high school crowd can learn a thing or 50 from those that are successfully developing programs for the nontraditional sector. And, likewise, traditional students would do well to absorb some lessons from adult learners.

Because the truth is that there’s a sense of perspective that the nontraditional college student has that could benefit the higher education system. So many colleges and universities are too busy covering their walls with ivy and creating an exciting atmosphere that they’re losing sight of the actual education and those who are most in need of it. Nontraditionals, though, are focused. They have goals, and they don’t need new stadium seating to get there. They just need a good classroom, a good professor and their own drive to succeed, and that’s what adult education programs are giving them. It’s efficient, effective and not distracted by excess.

Now, I’m not knocking the “college experience”– for a lot of young people, it’s an important part of their formation and growth. Still, I know there’s a middle ground in here somewhere – a place where we can meld into a better balance between atmosphere and education, where the classroom and not Greek Week is the epicenter of the campus, where we can cut the budgetary love handles that we’re developing and give the savings back to the students. Slim it down; make it cheaper to get a college education so that students from all income brackets borrow less and graduate with smaller debts to repay.

That’s, at least, the idea that they’re working on in Texas. Governor Rick Perry has challenged state education officials to create a $10,000 bachelor’s degree. That’s $10,000 that would cover four years of tuition, books, fees – the works – and the Texas Higher Education Coordinating Board is running with it. Is it likely, should this degree get created, that a student enrolling in the program would get the full “college experience”? Probably not, but that’s not important to everyone. Some just want to learn, get a degree and take it out into the world to improve their lives. What’s wrong with that?

Nothing. It’s commendable, in fact. Isn’t this the goal that President Obama wants the country working toward? To be the one with the biggest college-educated populace; to be the land where everyone has a chance at higher education and the opportunities it offers. This isn’t the Middle Ages, after all, with the hallowed halls of universities withheld from all but the children of lords and ladies.

This is the modern era – we should be rocketing away from those days instead of stagnating. Traditional colleges and universities can’t expect to stay the course that they’ve been shuffling along for the past decades. They need to start adapting to this demanding, fast-paced world.

And they should start looking at adult education programs if they want some ideas on how to get it done.


Do marketing programs offer financial aid or student loans?

April 12th, 2011 by admin

Do marketing programs offer financial aid?

This question depends on the marketing colleges or university you plan on attending. Marketing is a great program to study in and one that is found in many colleges and universities. With that in mind, many community colleges, public and private universities that are accredited have financial aid. To be approved for financial aid, you must fill out your FAFSA as soon as possible. The FAFSA opens up on January 1st and financial aid is given to those who apply the earliest. Financial aid includes the PELL grant, SEOG grant, work-study programs and parent and student loan options. There are many marketing schools that will help you get the best financial aid package. marketing-programs-offer-financial-aid-or-student-loans ss_27184117

Do marketing programs offer student loans?

This question too depends on the college or university you plan on attending. If your college offers financial aid, then you are most likely eligible for student loans. If government grants and work-study programs do not cover your cost of tuition, then you may be interested in taking out a student loan. Most people who do not have the financial means necessary to cover their marketing program tuition and room and board costs will take out student loans. Student loans are not asked to be paid until you are six months out of college. Marketing is a great program to earn a degree in and one that can be financed through student loans if necessary. Many marketing schools help you finance your degree through student loans.

Doing a college search for marketing schools or marketing colleges? Check out popular California marketing colleges or a college in any other state of your choosing. Looking for online colleges? You can search for online degrees too. For additional information, use US College Search or find us on Facebook and Twitter as well as searching by zip code.

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Can I go to an Online Marketing School?

April 12th, 2011 by admin

There are so many directions a student can go in with a marketing degree, which is one of the most advantageous reasons to attend one of many marketing schools. Many students often wonder if they can attend an online marketing school. The answer to this question is yes. In fact, attending an online marketing school is accompanied with several benefits when compared to completing marketing classes at a traditional college campus. Can-I-go-to-an-Online-Marketing-School ss_3776905

With the Internet becoming so widely used by millions of people around the globe, an online marketing plan must be designed into all business’ marketing plans. When completing online marketing courses, a student is enabled to gain firsthand experience at how online marketing works, which helps them to understand the dynamics of what marketing really is.

Taking online marketing courses from marketing colleges also allows a student to become familiar with creating online marketing campaigns, which is a must for any marketing consultant to be successful. Through the completion of online courses, students are also able to become familiar with writing online articles, search engine optimization tactics, and other areas that must be mastered in order for an online marketing campaign to be successful. oh

There are a large number of schools that offer online marketing courses. With a quick search on our site, you can find a marketing school that meets your needs and wants. Never forget that an online school enables you to complete a marketing degree program at your own convenience.

Doing a college search for marketing schools or marketing colleges? Check out popular Texas marketing colleges or a college in any other state of your choosing. Looking for online colleges? You can search for online degrees too. For additional information, use US College Search or find us on Facebook and Twitter as well as searching by zip code.

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How long does marketing school take?

April 12th, 2011 by admin


The amount of time it takes to finish at one of your favorite marketing schools depends on the specific school attended, the degree being pursued, and which program is being studied. How-long-does-marketing-school-take ss_3248515

Time varies greatly for students attending a community college or undergraduate university. Those who are seeking an associative degree in marketing will have to complete an average of 60-64 credits worth of marketing classes and the school’s general core classes. A full time student can complete this within one or two years. For those in an accredited undergraduate university, an average of 124-128 credits of marketing classes and general courses are required. This will take four years to complete. However, some students choose to be part-time students or take semesters or quarters off to work and save money, increasing the time it takes to graduate.

A master’s degree in marketing can either be achieved through a graduate school’s marketing program or as a specialty within an MBA program. Most graduate schools have a laid out curriculum in which its students cannot take time off and must take classes in a specific order. This means marketing students almost always graduate quickly and on time, read and prepared for the work field. On average, marketing colleges take three semesters, or one and a half years, to complete.

Compared to other schools and programs, achieving a degree from a marketing school is not as time consuming; yet, the rewards and career possibilities that come with a marketing degree are numerous.

Doing a college search for marketing schools or marketing colleges? Check out popular Nevada marketing colleges or a college in any other state of your choosing. Looking for online colleges? You can search for online degrees too. For additional information, use US College Search or find us on Facebook and Twitter as well as searching by zip code.

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How do I choose which marketing school to attend?

April 12th, 2011 by admin


The best way to choose from one of many marketing schools to attend is to combine a variety of factors and benefits of the many different marketing schools that you look at. Price is definitely one consideration. You need to see how much financial aid you can qualify for, but the majority of marketing schools give financial aid in the forms of student loans, grants and scholarships. choose-which-marketing-school-to-attend ts_87831936

If you’ll be attending the marketing school in person, you want the campus to suit your personality and be appealing to you. You should certainly do some research on the background and experience of the professors at whichever marketing school you intend to attend. It’s best to look for academicians with real world marketing experience instead of just a history of classroom teaching.

Also, inquire if the marketing colleges has an online attendance option since you may prefer that to save commuting time and work more conveniently from your home. If you’re a sports fan, the reputation of the varsity athletic programs will factor into your decision of which marketing program to attend at a specific college or university.

You should also determine if there are enough social activities and recreational indulgences to get involved with on or near the campus so you can have time to relax and unwind from your intensive studies. Since you’ll also be taking other courses other than just marketing at a marketing school, you should determine the reputation of the other associated departments such as those in accounting, economics, finance, and taxation courses.

Doing a college search for marketing schools or marketing colleges? Check out popular Florida marketing colleges or a college in any other state of your choosing. Looking for online colleges? You can search for online degrees too. For additional information, use US College Search or find us on Facebook and Twitter as well as searching by zip code.

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How do I find marketing schools?

April 12th, 2011 by admin

Marketing schools can provide a rich and rewarding education. There are many different, high quality marketing schools out there and finding one is a rather straightforward process if these tips are followed.how-do-i-find-marketing-schools ss_4156039

One of the best ways to find marketing colleges is to search the Internet for listings and names of the schools. The search engines will direct the prospective marketing school student to the specific websites of each college or university, where much in depth information can be obtained. Once the address or email of each marketing school is known, you can simply request a free brochure or other type of literature you may be interested in such as information about whether the marketing school offers financial aid.

You can also search through college print directories that come out every year as annuals. In the back index section of these directories, they’ll list all the accredited colleges and universities that have strong marketing programs. There are also certain national periodicals you can buy specific to both marketing schools and business schools if you prefer to learn about the many marketing schools in this fashion. You can also ask fellow students who have an interest in marketing which marketing schools they have been considering.

And if you’re still in high school, you can simply ask your school guidance counselor or business teacher to recommend some quality marketing schools in the geographical area of the country in which you’re interested in attending. You can also use these methods to determine which colleges offer online marketing programs if you’re interested in that mode of education at a marketing school.

Doing a college search for marketing schools or marketing colleges? Check out popular Pennsylvania marketing colleges or a college in any other state of your choosing. Looking for online colleges? You can search for online degrees too. For additional information, use US College Search or find us on Facebook and Twitter as well as searching by zip code.

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